Many homeowners experiencing financial hardship with their mortgage payments are realizing that it is important to obtain representation from experienced attorneys in seeking a mortgage modification and to handle what has become a complex and often difficult negotiation process. Such negotiations can be uncertain because many mortgage holders and their attorneys are not sufficiently responsive or fair in assessing modification applications and because a mortgage holder’s acceptance or denial of a modification application is voluntary. Although the negotiations are usually time consuming and often have many challenges, the goals of lower mortgage payments and better mortgage terms are very worthwhile.
The Law Office of Ronald D. Weiss, P.C. regularly represents its clients in negotiating and obtaining mortgage loan modification. Our persistence, experience and ability to exercise other legal options, such as foreclosure defense, bankruptcy, and ability to more readily complain to government agencies help us to get more attention from your lender and allow us to have a high rate of success in obtaining modifications for our clients. At the end most lenders are concerned about the legal process in that many of them have been forced to settle and litigate many issues relating to their lending practices and are seeking to avoid additional legal complications. To have a better chance of obtaining a modification for you, we would also like to know about your past experience, if any, and if you were denied for the modification, the reason for the denial. Such information will help us structure a more effective future package to the lender. Since you have a limited opportunity to obtain a loan modification, you should give yourself the best chance to succeed in getting one.
Please call us at (631) 271-3737, or e-mail us at weiss@ny-bankruptcy.com for a free consultation to further inquire about our representing you in negotiating for a loan modification.